:root{--navy:#0f2a43;--navy2:#14334f;--orange:#e8641c;--ink:#1d2733;--mut:#5a6a7a;--bg:#f6f8fa;--line:#dde5ec}
*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif;color:var(--ink);line-height:1.6;background:#fff}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
a{color:#0b5cad;text-decoration:none}a:hover{text-decoration:underline}
.site-header{position:sticky;top:0;background:#fff;border-bottom:1px solid var(--line);z-index:10}
.header-in{display:flex;align-items:center;gap:1.2rem;padding:.7rem 20px}
.logo{display:flex;align-items:center;gap:.5rem;font-weight:800;font-size:1.15rem;color:var(--navy)}
.logo:hover{text-decoration:none}
.main-nav{margin-left:auto;display:flex;gap:1.1rem}
.main-nav a{color:var(--ink);font-weight:600}
.btn{display:inline-block;padding:.65rem 1.2rem;border-radius:.5rem;font-weight:700;border:2px solid transparent}
.btn-call{background:var(--orange);color:#fff}.btn-call:hover{background:#c9530f;text-decoration:none}
.btn-ghost{border-color:var(--navy);color:var(--navy);background:#fff}
.btn-light{background:#fff;color:var(--navy)}
.hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:3.2rem 0}
.hero-in{display:grid;grid-template-columns:1.2fr .8fr;gap:2rem;align-items:center}
.kicker{text-transform:uppercase;letter-spacing:.08em;font-size:.8rem;font-weight:700;color:var(--orange)}
.hero h1{font-size:2.4rem;line-height:1.15;margin:.4rem 0}
.lead{font-size:1.12rem;color:#33475c}
.hero .lead{color:#d7e2ec}
.hero-cta{margin:1.2rem 0}
.trust{list-style:none;padding:0;margin:1rem 0 0;color:#d7e2ec}
.trust li{margin:.3rem 0}.trust li::before{content:"✓ ";color:var(--orange);font-weight:800}
.img-slot{border:2px dashed #9fb4c7;border-radius:.8rem;background:rgba(255,255,255,.08);color:#c8d6e2;display:flex;flex-direction:column;align-items:center;justify-content:center;min-height:260px;font-weight:700;letter-spacing:.05em;text-align:center;padding:1rem}
.prose .img-slot{background:var(--bg);color:var(--mut);border-color:#c3d0dd;margin-bottom:1.5rem}
.section{padding:2.6rem 0}.section.alt{background:var(--bg)}
h2{color:var(--navy);font-size:1.7rem;margin:.2rem 0 1rem}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.1rem}
.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}
.card{display:block;background:#fff;border:1px solid var(--line);border-radius:.8rem;padding:1.2rem;color:var(--ink)}
.card:hover{border-color:var(--orange);text-decoration:none}
.card h3{margin:.2rem 0 .5rem;color:var(--navy)}
.card p{color:var(--mut);margin:.2rem 0}
.card.plain:hover{border-color:var(--line)}
.card-link{color:var(--orange);font-weight:700}
.step-n{font-size:1.6rem;font-weight:800;color:var(--orange);margin:0}
.page-head{background:var(--bg);border-bottom:1px solid var(--line);padding:2.2rem 0}
.page-head h1{color:var(--navy);font-size:2.1rem;margin:.3rem 0}
.prose{max-width:820px}
.prose ul{padding-left:1.2rem}.prose li{margin:.35rem 0}
.faq details{border:1px solid var(--line);border-radius:.6rem;padding:.9rem 1.1rem;margin:.6rem 0;background:#fff}
.faq summary{font-weight:700;cursor:pointer;color:var(--navy)}
.cta-band{background:var(--orange);color:#fff;padding:2.4rem 0;text-align:center}
.cta-band h2{color:#fff}
.site-footer{background:var(--navy);color:#c8d6e2;padding:2.6rem 0 1.4rem;margin-top:0}
.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:2rem}
.site-footer a{color:#fff}
.site-footer ul{list-style:none;padding:0;margin:.4rem 0}
.site-footer li{margin:.3rem 0}
.f-brand{font-weight:800;font-size:1.15rem;color:#fff}
.f-h{font-weight:700;color:#fff;margin:.4rem 0}
.footer-legal{border-top:1px solid #274a69;margin-top:1.6rem;padding-top:1rem;font-size:.85rem;color:#9fb4c7}
.contact-form{display:grid;gap:.9rem;max-width:560px}
.contact-form label{display:grid;gap:.3rem;font-weight:600}
.contact-form input,.contact-form textarea{padding:.6rem;border:1px solid var(--line);border-radius:.5rem;font:inherit}
.form-note{font-size:.85rem;color:var(--mut)}
@media(max-width:860px){.hero-in{grid-template-columns:1fr}.grid,.grid-3,.grid-4{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.main-nav{display:none}.hero h1{font-size:1.9rem}}